.aem{--ink:#031d42;--ink-soft:#4a5a78;--text:#6b7280;--accent:#0b4f8a;--accent-2:#5ba4d6;--bg-soft:#e7f3fd;--bg-muted:#f4f6f8;--white:#fff;--border:#dedede;--border-soft:#97ccf7;--warn-bg:#fbeee4;--warn-fg:#b15423;position:relative;overflow:hidden;background:var(--white);color:var(--text);font-family:Satoshi,sans-serif;-webkit-font-smoothing:antialiased;line-height:1.6}.aem *,.aem :after,.aem :before{box-sizing:border-box}.aem a{color:inherit;text-decoration:none}.aem .accent{color:var(--accent)}.aem .aem-container{max-width:1080px;margin:0 auto;padding:0 24px}.aem .aem-eyebrow{display:inline-block;font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--accent);margin-bottom:12px}.aem .aem-h2{font-family:Cabinet Grotesk,sans-serif;font-weight:700;font-size:30px;line-height:1.18;letter-spacing:-.015em;color:var(--ink);margin:0 0 18px}@media(max-width:575px){.aem .aem-h2{font-size:24px}}.aem .aem-h3{font-family:Cabinet Grotesk,sans-serif;font-weight:700;font-size:18px;color:var(--ink);margin:32px 0 16px}.aem .aem-p{font-size:15.5px;color:var(--text);line-height:1.75;margin:0 0 16px}.aem .aem-lede a,.aem .aem-p a{color:var(--accent);font-weight:600;text-decoration:underline;text-underline-offset:2px;text-decoration-color:var(--border-soft)}.aem .aem-lede a:hover,.aem .aem-p a:hover{text-decoration-color:var(--accent)}.aem .aem-glow-a,.aem .aem-glow-b{position:absolute;border-radius:50%;filter:blur(70px);pointer-events:none;z-index:0}.aem .aem-glow-a{top:-120px;right:-100px;width:420px;height:420px;background:radial-gradient(circle,rgba(91,164,214,.28) 0,transparent 70%)}.aem .aem-glow-b{top:260px;left:-140px;width:360px;height:360px;background:radial-gradient(circle,rgba(11,79,138,.16) 0,transparent 70%)}.aem .aem-hero-image{position:relative;z-index:1;max-width:1080px;margin:0 auto;padding:32px 24px 0}@media(max-width:767px){.aem .aem-hero-image{padding-top:20px}}.aem .aem-hero-image img{display:block;width:100%;height:auto;border-radius:20px}.aem .aem-hero{position:relative;z-index:1;padding:72px 0 56px}@media(max-width:767px){.aem .aem-hero{padding:44px 0 40px}}.aem .aem-crumbs{display:flex;flex-wrap:wrap;align-items:center;gap:8px;font-size:12px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--ink-soft);margin-bottom:22px}.aem .aem-crumbs .sep{color:var(--border-soft)}.aem .aem-crumbs b,.aem .aem-h1{color:var(--ink);font-weight:700}.aem .aem-h1{font-family:Cabinet Grotesk,sans-serif;font-size:46px;line-height:1.1;letter-spacing:-.02em;margin:0 0 22px}@media(max-width:767px){.aem .aem-h1{font-size:30px}}.aem .aem-lede{font-size:18px;color:var(--text);line-height:1.65;margin:0 0 16px}.aem .aem-lede:last-of-type{margin-bottom:28px}.aem .aem-hero-cta{display:flex;align-items:center;gap:16px;flex-wrap:wrap}.aem .aem-section{position:relative;z-index:1;padding:64px 0;border-bottom:1px solid var(--border)}.aem .aem-section:nth-of-type(2n){background:var(--bg-muted)}@media(max-width:767px){.aem .aem-section{padding:44px 0}}.aem .aem-section-img{display:block;width:100%;height:auto;border-radius:18px;margin:0 0 24px}@media(max-width:767px){.aem .aem-section-img{margin-bottom:20px}}.aem .aem-list-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}@media(max-width:575px){.aem .aem-list-grid{grid-template-columns:1fr}}.aem .aem-list-item{display:flex;align-items:flex-start;gap:12px;background:var(--bg-muted);border-radius:12px;padding:14px 16px;font-size:14px;color:var(--ink);line-height:1.45}.aem .aem-list-item .ico{flex-shrink:0;width:30px;height:30px;border-radius:50%;background:var(--bg-soft);color:var(--accent);display:grid;place-items:center}.aem .aem-inline-cta{margin:8px 0 4px}.aem .aem-timeline{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(5,1fr);gap:16px;counter-reset:step}@media(max-width:900px){.aem .aem-timeline{grid-template-columns:repeat(3,1fr)}}@media(max-width:575px){.aem .aem-timeline{grid-template-columns:1fr}}.aem .aem-timeline li{position:relative;padding-top:8px}@media(min-width:901px){.aem .aem-timeline li:before{content:"";position:absolute;top:22px;left:calc(50% + 24px);width:calc(100% - 24px);height:2px;background:var(--border)}.aem .aem-timeline li:last-child:before{display:none}}.aem .aem-tl-num{width:44px;height:44px;border-radius:50%;background:var(--accent);color:var(--white);display:grid;place-items:center;margin:0 auto 14px;position:relative;z-index:1}.aem .aem-tl-num,.aem .aem-tl-title{font-family:Cabinet Grotesk,sans-serif;font-weight:700;font-size:14px}.aem .aem-tl-title{color:var(--ink);text-align:center;margin-bottom:6px}.aem .aem-tl-desc{font-size:12.5px;color:var(--text);text-align:center;line-height:1.5;margin:0}.aem .aem-faq{position:relative;z-index:1;padding:72px 0 90px}.aem .aem-faq .aem-h2{text-align:center;margin:0 auto 36px}.aem .aem-faq .aem-eyebrow{display:block;text-align:center}.aem .aem-faq-list{max-width:760px;margin:0 auto;display:flex;flex-direction:column;gap:10px}.aem .aem-faq-item{border:1px solid var(--border);border-radius:14px;overflow:hidden;transition:border-color .2s}.aem .aem-faq-item.open{border-color:var(--border-soft)}.aem .aem-faq-q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:16px;background:none;border:0;text-align:left;padding:18px 20px;font-size:15px;font-weight:600;color:var(--ink);cursor:pointer}.aem .aem-faq-q svg{color:var(--accent);flex-shrink:0}.aem .aem-faq-ico{transition:transform .2s}.aem .aem-faq-ico.open{transform:rotate(45deg)}.aem .aem-faq-a{padding:0 20px 20px}.aem .aem-faq-a p{margin:0;font-size:14px;color:var(--text);line-height:1.65}